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WTF is the Aggregate Adjustment on my Closing Disclosure?

It's on every Closing Disclosure. Since it’s in the Initial Escrow Payment at Closing section, and it’s a credit, you ignore it. Right? You know you do. But wait, what's the deal? Like most everything in the home loan process, the…

Do You Really Know What A Mortgage Is?

Do you think you could accurately describe what a mortgage is to an auditorium filled with your peers and colleagues? Surprisingly, most people I asked said yes, but in actuality, most of them could not.   Admittingly, for the first couple…

The Value of Hardscaping at Your Home

Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers…

Two major items home buyers need to think about before contacting a realtor.

Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…

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