Understanding Condos, Townhomes, and Co-ops: A Guide for Prospective Homeowners
When it comes to choosing a place to call home, there are several options available, each with its unique characteristics and ownership...
top of page
Ryan McPartland
- Jul 27, 2023
- 3 min
Understanding Down Payments and Earnest Money Deposits
Buying a home is one of the most significant financial decisions people make in their lives. It's a thrilling yet complex process that...
5 views0 comments
Ryan McPartland
- Jun 21, 2023
- 2 min
Crafting a Winning Home Offer: A Listing Agent's Perspective
In the bustling real estate market, it's not uncommon for a listing agent to receive multiple offers on a property. As a prospective...
2 views0 comments
Ryan McPartland
- Jun 10, 2023
- 6 min
What You Need to Know About Down Payments When Buying a Home
By Ryan McPartland of Mortgage Acuity What is a Down Payment? A down payment is the fraction of the house’s purchase price that you...
15 views0 comments
Ryan McPartland
- Jun 6, 2023
- 3 min
Is Now the Right Time to Buy a House? Important Things to Consider
By Ryan McPartland of Mortgage Acuity When it comes to purchasing a home, there are numerous factors to consider. From having the...
16 views0 comments
Ryan McPartland
- Jun 5, 2023
- 3 min
Tax Savings 101: How Owning a Home Can Lower Your Tax Bill
Owning a home provides you and your family a place you can call your own and feel more connected to your community, but it also provides...
7 views0 comments
Ryan McPartland
- May 31, 2023
- 3 min
Demystifying Mortgage Loan Amortization: Understanding Your Payments
Purchasing a home is a significant milestone in many people's lives, and for most, it involves securing a residential mortgage....
9 views0 comments
Ryan McPartland
- May 26, 2023
- 3 min
Understanding FICO Scores: Key Factors and Implications for Homebuyers
By Ryan McPartland of Mortgage Acuity When it comes to purchasing a home, your financial health plays a significant role in the process....
3 views0 comments
Ryan McPartland
- May 23, 2023
- 5 min
Oh...Shit! Mistakes First-Time Homebuyers Should Avoid
By Ryan McPartland of Mortgage Acuity My parents often said, “With age comes wisdom.” They tried to steer me clear of making poor...
8 views0 comments
Ryan McPartland
- May 22, 2023
- 2 min
Mortgage, Deed and Note - What Each Is And How They Work Together In A Real Estate Transaction
In a real estate transaction, a mortgage, deed, and note are three distinct components that serve different purposes. Here's an overview...
13 views0 comments
Ryan McPartland
- May 22, 2023
- 2 min
What Is Hard Money?
In the mortgage industry, hard money refers to a type of financing that is typically provided by private investors or companies, often...
3 views0 comments
Ryan McPartland
- May 22, 2023
- 2 min
What is a Non-Qualified (non-QM) Mortgage?
Non-qualified mortgage (non-QM) transactions refer to mortgage loans that do not meet the qualified mortgage standards set by the...
8 views0 comments
Ryan McPartland
- May 22, 2023
- 2 min
Home Equity Line of Credit (HELOC) Versus Closed-Ended Second Mortgage - What Are The Differences?
A home equity line of credit (HELOC) and a closed-ended second mortgage are both forms of borrowing that use the equity in your home as...
7 views0 comments
Ryan McPartland
- May 22, 2023
- 3 min
Effect of Rising Rates on Mortgages and The Home Buying Process
As a consumer, one should understand that higher payments are not the only effect of rising interest rates. It is also important to...
3 views0 comments
Ryan McPartland
- May 22, 2023
- 2 min
Do You Really Know What A Mortgage Is?
Do you think you could accurately describe what a mortgage is to an auditorium filled with your peers and colleagues? Surprisingly, most...
2 views0 comments
Ryan McPartland
- May 22, 2023
- 4 min
Should I Escrow Taxes and Insurance?
As a homeowner, you are required to pay property taxes, homeowner’s insurance (a/k/a hazard insurance) and flood insurance (if you are in...
4 views0 comments
Ryan McPartland
- May 22, 2023
- 6 min
Solar Panels and Mortgages - What You Need To Know
I’m sure most of you are familiar with The Beatles' song, “Here Comes The Sun,” or Soundgarden’s “Black Hole Sun.” I’m hoping you are...
11 views0 comments
bottom of page